WLWesq

The online voice of a multi-interest lawyer in South Bend, Indiana

Occupy Wall Street, dammit

No one likes to think they’ve been ripped off. Whether it’s with a car repair or falling for some scam, we don’t like to admit to ourselves that we’ve been had. We’ll come up with justifications to avoid confronting the fact that we’ve been the victim of someone else’s greed.

Perhaps it is this reluctance to admit being ripped off that is keeping so many people from siding with the “Occupy Wall Street” movement. In a nutshell, this movement says “we are the 99% who don’t control the majority of the wealth in this country, and we’re going to be heard.”

If we begin to think that the Occupy Wall Street movement might be correct, it challenges many of our long-held beliefs. For some people, they have believed that the Republican Party is the pro-life and pro-family values party. They have therefore supported Republican candidates. Others believe that the Republican Party is the party that will protect our shores from terrorist attacks. Others believe that the Republican Party supports small businesses.

If we really look at things, though, we discover that the Republican Party of the last few years really doesn’t support these principles. (Lest you think I’m bashing Republicans, the Democrats are going to get theirs in a few moments.) The Republicans have not done a very good job of being the pro-life party considering they supported two wars that have killed hundreds of thousands of civilians. Newt Gingrich divorced his dying wife, yet he runs for the office of President. The Republicans talk a good game, but they don’t walk the walk.

The Republicans launched the war in Iraq but didn’t think that doing so might just anger people we ought to be trying to make friends with. Is it any wonder we’ve had other attempts to commit terrorist attacks in the U.S. since September 11, 2001?

Small business owners like to think they have the support of Republicans, but let’s look at this, really. Have small businesses enjoyed the kind of growth and wealth accumulation that Wall Street has over the last ten or twenty years? How many small business owners do you know live in huge mansions and vacation in Monte Carlo? How many small business owners in your community have garages full of Porsches, Ferraris, and Bentleys? A successful small business owner might own one of these, but that’s it. Why is General Electric paying so little in taxes while the small business owner pays his or her fair share?

The simple fact is that those who have supported Republican candidates in recent years have been scammed. The Republicans want your votes, but they really aren’t doing much to support the principles you believe in. The evidence is clear, however, that the Republicans have bent over backwards to help those who are in the top 1% of our nation’s wealth. All you have to do is look back to the debate over whether the Bush era tax cuts should expire. The Republicans were willing to raise taxes on the majority of us if the wealthiest didn’t get to keep their lower taxes too. Whose side are they really on?

I said the Democrats were going to get theirs, and they are. The Democrats have been complicit. Many of them voted to authorize the war in Iraq and fund it while not worrying about how to pay for it. Many of them have taken campaign money from the Wall Street financiers (remember the Wall Street guy who told Sen. Charles Schumer that he ought to demand his contribution back? [someone please find me the link to that story!]). What have the Democrats done to really level the economic playing field in this nation? Not a whole heck of a lot. Some will argue that the Democrats have not had the votes to make a difference–but that should not excuse them from making their case to the people.

As citizens in this country, we need to remember what the late Molly Ivins once said. If you want to know what a politician is going to do, look at his (or her) record. Ignore what they say, look how they’ve acted. Words don’t matter, but actions do. If a candidate has said “I support small businesses” but has continued to vote for legislation that helps the ultra-rich, that candidate should not get our votes. Democrat or Republican, it doesn’t matter.

Some will argue that I’m advocating class warfare. I pose this question to them: If we don’t want class warfare, then what are the candidates (and the rest of us) doing to promote class cooperation? Have the Wall Street people had an epiphany and realized they need to help the rest of us? No. They put up signs in their office windows that say “We are the 1%” and they drink Champagne while looking down at us from their balconies.

As with an addiction, the first step is admitting we have a problem. We have to admit that we’ve been duped by our political parties. These parties have been looking out for the 1% while letting the rest of us fight for the scraps. Come 2012, we need to make our voices heard at the ballot box.

On Steve Jobs

After learning yesterday evening that Steve Jobs was resigning as Apple’s CEO, I was saddened. Not so much because I worry that Apple will crumble without Jobs at the helm. Instead, it was because the resignation marked the point where it is clear that his health is not getting better.

I don’t know Steve Jobs. I’ve never met him, talked to him, emailed with him. If I’ve been in the same room or airport with him, I don’t know it. I don’t think he walks on water. The many stories that he can be hard to work for have a consistent kernel of truth to them.

Still, I can’t dispute the fact that Steve Jobs has had a big impact on my life. Life changing? Perhaps. Steve Jobs was the driving creative force behind the Macintosh. I bought my first one in the fall of 1984 as a freshman at the University of Notre Dame–one of the members of the University Consortium that gave faculty and staff a bit of a break on the price. That Mac got me through college, and with an upgrade to a Mac Plus, through law school. During those years, I got to know the Mac inside and out.

It was my knowledge of the Macintosh, in part, that landed me my first law job–clerking for a lawyer in Indianapolis who in 1990 thought bucking the trend of the IBM PC juggernaut was more his style. That job led to me working on a case at the Supreme Court of the United States and sitting in the courtroom during the oral argument. My parents were rather proud to see their son walking down the Supreme Court steps on the CBS Evening News, accompanying the lawyers who handled the case. It’s one of those iconic shots that lawyers dream of. Hell, I hadn’t even graduated from law school at that point! (My next courtroom appearance was a small claims court in the basement of the City-County Building in Indianapolis, so I can say my legal career has seen the highest and lowest courts.)

While all of that is cool, the thing I appreciate most about Steve Jobs’s work is simply that I’ve really enjoyed using the products he pushed Apple to make. The Macintosh. The iPod. The iPhone. The iPad. Back in the late 1980s, Apple described the Macintosh as “the bicycle for the mind.” The idea was that the Macintosh was a simple tool that allowed the mind to travel farther. Looking back, I think the iPad is probably the true bicycle for the mind. The Macintosh has always been a great computer operating system, but it predated the Internet and the World Wide Web. (A side note: I can still recall in 1993 using a dial-up modem at probably 28.8Kbps and being frustrated that someone at Notre Dame had decided it as a good idea to email everyone a copy of Mosaic–the first web browser. It took what seemed like forever to download.)

In much of the commentary flying around the Web today, there is another part of Steve Jobs’s work that is being ignored: Pixar. Jobs helped make Pixar into the ass-kicking animation studio that it is today. I’ve had a lot of laughs watching Pixar films, and I love that my young son is discovering Monsters, Inc., Toy Story, and Cars.

One commentator today had a point that is well taken: (paraphrasing here) “1. He’s not dead. 2. Apple has a plan. 3. Calm the f*** down.” All of that is true. While I’m sad that Steve’s health is failing and making it impossible for him to be Apple’s CEO, I’m glad he’ll be chairman of the board for a while. As long as Steve is around, there will be more exciting things ahead. I expect those will continue even after Steve leaves Apple completely. So long as there are people at Apple who can dream of great products, and others who will insist that they be made as beautiful things, and others who insist on making them “perfect,” Apple will be just fine. Steve Jobs has set the example for his successors to follow.

Still, there’s no doubt that yesterday’s announcement marks a big milestone. Steve Jobs has had an effect on the world like few other individuals. I don’t think it’s unfair to place him in the pantheon of people like Walt Disney. The announcement gives us an opportunity to reflect on what Steve has done for us, and to show a little appreciation.

So, if Steve Jobs happens to stumble across this, I’ll simply say this: Thanks, Steve. It’s been a great ride so far, and I can’t wait to see the next “…one more thing” from you.

 

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How to not get new clients or customers

As a lawyer, I frequently receive various unsolicited marketing pitches in my email inbox. Most of them are not worthy of a second’s attention. Then there’s this one:

Hey Wilson, 

I’m reaching out to you because Thumbtack is getting a lot of job leads for mediators, and I’m looking for another mediator who is interested in taking on more clients.

After checking out your website I think you are a great fit for Thumbtack and I’d love to start sending you job leadsPlease fill out a few details about your skills and rates, and I’ll start forwarding you potential new clients.

If you have any questions about what Thumbtack can provide, please don’t hesitate to ask.

Thanks,
Heather 

Unsubscribe Link: One-click unsubscribe.
1001 Page St, Suite #45, San Francisco, CA
This message is an advertisement.

Just for fun, let’s take this apart and analyze it.

First, am I the only one who thinks that “hey” is too informal? How about something like “Hello”?

Second, if Heather really has checked my web site, she’d probably know that Wilson is my last name.

Third, why not tell me what Thumbtack is? Even though I’ve already been turned off by Heather’s lack of effort and informality, if she had a compelling message I might look past it. Instead, I’m left to wonder how credible this business is and why I should even bother to click on the links.

In the interest of full investigation, I did click on the links (both of which brought up the “fill in your details” page). I had to go find the information about their business. They appear to be a competitor of Yelp. Even so, I’m alienated enough by the laziness on their part that I have no interest in looking into them further. Maybe this is the Next Big Thing, but it sure doesn’t act like it.

 

 

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Why your passwords suck, and how to fix them (part two)

Password security is a necessary evil in today’s society. Too many people online have weak (even guessable) passwords. As identity thieves and hackers become more sophisticated, we users need to improve our own security habits.

The first step you should take is to stop using the same username and password for every online service. When you use the same password for “cutekittens.com” that you do for your bank accounts, you are asking for trouble. A security breach at “cutekittens.com” means the crooks now have your bank password, and they can clean you out. The crooks don’t even need to break into the web site: there is an entire market online for usernames and passwords. Hackers do the hard work, and they sell the information to the people who want to steal your money (and more).

But wait, you say, how do the crooks know where I bank? They don’t. They don’t have to. They can simply play the odds that you bank at one of the big banks: JP Morgan Chase, Citibank, Bank of America, Wells Fargo, and so on. The crooks simply try your username and password at the various bank web sites. They find that enough of these efforts work that they keep doing it.

Admit it to yourself: you are vulnerable.

To protect yourself, you have to use different passwords for each online service you have. Yes, it can be a royal pain to keep track of them (although there are some tools for this, which we will look at momentarily). But it is the only way to protect yourself. Think of it this way: would you use the same key for your car, your home, your office, your safe deposit box, and so on? Of course not. Most of us have at least two or three keys on our key rings, sometimes more.

So how do you keep track of these various passwords? One way is old-fashioned yet effective: you write them all down on a single piece of paper, fold it up, and put it in your wallet. We are already pretty good at protecting our wallets (or purses), but there are still pickpockets and purse thieves who would no doubt be thrilled to find a bonus in the stolen item.

The better practice is to use a password manager application. I am most familiar with two of them: Lastpass and 1Password. There are undoubtedly others, but they all work in similar fashion. You use the applications by creating a good, solid master password to unlock the app, and then the app can fill in your unique password on the web site. What I like about Lastpass and 1Password is that they work on multiple platforms: Windows, Mac, iOS, etc. Lastpass also works on Linux, if that’s your preferred operating system. Let’s look at this idea in a little bit more detail.

Let’s say you sign up for Lastpass (did I mention its basic–yet feature-rich–version is free?). You create a master password, like round#fa?77 (this example is actually too short, but it will do for now). Then, Lastpass can create a strong, secure password for each web site you use. You pick how long, how many numbers, special characters, and the like, and Lastpass does the rest. It can even fill the password into the proper field on the web site. Save it, and you’re set. Lather, rinse and repeat for each web site, and pretty soon you have a collection of unique, completely unmemorable and unguessable passwords. The only thing you have to remember is round#fa?77.

Whenever you visit one of the sites, like your local bank, you unlock Lastpass, use the Lastpass browser extension to fill in your username and password, and voila! You’re in. It really could not be easier. 1Password works the same way.

The simple fact is that if you’re not using something like Lastpass or 1Password, you’re asking for trouble. Yes, modern browsers have “keychains” that will remember your passwords, but if your computer is stolen (or hacked by malware), the crooks have your passwords. You need a solid password manager to keep your password data encrypted, and all they require of you is remembering one master password.

Given that Lastpass is free for its basic service, you owe it to yourself to give it a try. It may seem like a bit of a headache at first, but it’s nothing compared to the headache of dealing with the police, banks, insurance companies, and so on if your bank account is cleaned out. Lastpass has a premium version that runs $12 (US) per year.

1Password is more expensive, but it operates as a standalone application, meaning you can store plenty of things like Social Security Numbers, credit card account information, software licenses, and so on without having to launch a web browser. 1Password also has a free trial, so it cannot hurt to give both services a look.

Your homework assignment is to start using one or both of these services and use them to create long, impossible to memorize passwords for your various web sites. In the next (and hopefully final) article in the series, we’ll look at how to create a good master password.

Pearls Before Swine author understands security

Passwords do matter.

While humorous, this comic illustrates an extremely important point. The best security systems are useless if you don’t have a good key–whether it’s a password, physical key, fingerprint scanner, or whatever.

Was the U.S. founded on Judeo/Christian principles?

The idea that the U.S. was founded on Judeo/Christian principles is one that is commonly held. Many Americans refer to the U.S. as a “Christian nation.” If by that people mean a nation whose population is largely Christian, then the term is accurate. But if people mean that the tenets of Christianity are the basis for our nation, well, that’s another thing all together.

First, a few semantics. I don’t like to refer to this idea as a “myth.” Myths are often stories that are told by “advanced” civilizations looking back on past societies. The ancient Greeks believed in gods like Zeus and Apollo, but today we lump them in with the rest of Greek mythology. The term “myth” can be seen as a pejorative one, something an intellectual elitist uses to dismiss an idea as not being worthy of consideration or belief.

Instead, let’s simply call this idea what it is: an idea. Nothing more, nothing less. You could also call it a belief. There are Americans who reject the notion, but for many of them their rejection is also a belief or an idea. I happen to be an American who rejects the idea, but I hope that my position is not simply a belief. Being a lawyer, I try to base my rejection of the idea on evidence and law itself.

Before digging into the evidence and law, let me say that I do not regard people who hold this belief in low regard. Many of them are sincere in their belief, and they have learned this belief from their parents and religious leaders. Some use the idea as a political tool, playing to groups hoping to get an endorsement or other kinds of support.

My hope with this column is that people on both sides of the debate will examine the evidence for themselves and draw their own conclusions. If you began reading this article believing that the U.S. was founded on Judeo/Christian principles, I doubt that you will change your mind easily–and you shouldn’t. But even if your belief is wrong, there’s nothing inappropriate about believing that we should govern or behave in a way that is consistent with Judeo/Christian principles (assuming it’s possible for 300 million people to agree on just what those principles are!).

Let’s begin with some basic facts. The U.S. Constitution is the document that creates our national government structure and identifies certain rights held by the people. It was in 1787 that the Constitutional Convention finished its work, wrapping up on September 17 (which is when the U.S. celebrates Constitution Day). Nowhere in the Constitution does it say that the nation was based on or founded on Judeo-Christian principles. While this is hardly conclusive proof, one would think that if the Founding Fathers had created the U.S. based on these principles, they would have mentioned it in the Constitution. I am not one who subscribes to the idea that the Constitution should be interpreted according to what the writers believed, but I think it’s fair to conclude that the absence of any religious principles in the Constitution is a pretty good reflection of what the Framers intended. Indeed, the Constitution even goes so far as to say religion is not to be a consideration in deciding whether a person can hold public office. See Article VI. It’s also worth noting that the oath that the Constitution prescribes for presidents says nothing about God:

I do solemnly swear (or affirm) that I will faithfully execute the Office of President of the United States, and will to the best of my Ability, preserve, protect and defend the Constitution of the United States.

Presidents taking the oath may add “so help me God” to their oath, but it’s not required by the Constitution. Again, while not conclusive in itself, this is a fair indication that the Framers did not intend to have Presidents adhere to Judeo-Christian principles.

Given the contentious nature of the Constitutional Convention and the fact that the proposed constitution would have to be ratified by the States, the Framers may have seen strategic merit in omitting any reference to God in the document. If this was the case, we might expect to see early Congresses pass laws in an effort to “correct the record.” Unfortunately for those who hope they did, the early Congresses did nothing of the sort. In fact, two acts of Congress suggest that the Framers and their contemporaries had no intent to found the U.S. on Judeo-Christian principles.

First, in 1791 the Congress proposed–and the States ratified–the First Amendment, which states in part, “Congress shall make no law respecting an establishment of religion, or prohibiting the free exercise thereof…” This is the very first part of the First Amendment, which suggests that the people of that time thought this was a very important principle. Again, while not conclusive in itself, one would think that a nation founded on Christian tenets would say something else in the First Amendment to the Constitution. Even a prefatory note such as, “Although this Nation is founded on the beliefs of Judaism and Christianity, Congress shall make no law…” would make sense. Its absence, though, is telling.

Second, and perhaps most conclusive of all, is a treaty the United States entered into in 1796 (and ratified in 1797), just ten year after the Constitution was adopted. John Adams–one of the founders–was president, and he asked the Senate to ratify the Treaty of Peace and Friendship between the United States of America and the Bey and Subjects of Tripoli of Barbary, commonly known as the Treaty of Tripoli. This treaty (which, according to the Constitution, is part of the “supreme law of the land,”) states in Article XI:

Art. 11. As the Government of the United States of America is not, in any sense, founded on the Christian religion,—as it has in itself no character of enmity against the laws, religion, or tranquility, of Mussulmen,—and as the said States never entered into any war or act of hostility against any Mahometan nation, it is declared by the parties that no pretext arising from religious opinions shall ever produce an interruption of the harmony existing between the two countries. (emphasis added)

This is pretty powerful, if you think about it: President John Adams and one of the earliest Congresses stated explicitly–in a treaty available for the entire world to see–that the government was not “in any sense” founded on Christianity. This treaty was ratified unanimously by the Senate. Not one single Senator objected to this statement. The absence of dissent seems pretty conclusive that the founders of our nation did not create the U.S. based upon Christian or Judaic principles.

This conclusion should not be a source of distress for the faithful, however. What this conclusion says is that the Framers intended for individuals to be involved in the realm of religion, and they intended for the government to simply butt out and stay out of religion.

As a nation that has many Christians–and Jews, Muslims, Hindus, and other religious believers–we can certainly debate whether our government policies are consistent with the teachings of various faiths. In order to have a more meaningful discussion, however, we need to stop arguing about whether the U.S. was founded on Judeo-Christian principles. The fact that our Founding Fathers and Framers made their position pretty clear has not harmed religion in this country, and being sidetracked into arguments of this nature are not productive.

Three reasons Google+ beats Facebook

Google+ is the well known effort by Google to break into the social media market. I’ve had the chance to use it for a few days, and here is why I like it better than Facebook.

  1. I can control who sees what posts. On Facebook, anything I post is visible to everyone on my friends list. As a professional (not to mention an adult), I may not want everyone to see something I might post. This leads to self-censorship. I am inclined to not post something that I know would appeal to some friends but might turn off others. (Think politics, religion, and Santa Claus.) On Google+, however, I categorize my connections into “circles.” When I post something, I get to pick which circles see it. This is a great feature, and it also means I don’t have to bore my colleagues in town with photos of my dogs or son.
  2. A clean interface. Facebook is, well, an eyesore. It’s cluttered, unbalanced, and unattractive. Google+, on the other hand, is leaner, neater, and has sufficient whitespace so you don’t feel like the page is a jumble of things.
  3. No Farmville. Not yet, anyway.

The downside to Google+ is that most people who are on Facebook are not on Google+ yet. Whether they will migrate is an open question. My sense is that people will continue to remain on Facebook until they feel there’s a mass move to Google+. Until that time, Google+ is going to have to do some serious marketing to tout its virtues. They are there, but if no one knows about them, few will feel the desire to dump Facebook.

My own plan is to remain on Facebook but to encourage friends to join Google+. I apparently have 150 invitations I can give to people, although I understand even with an invitation it might be a little slow getting beyond the velvet rope. If anyone wants an invite, just drop me an email or leave a comment with your email. I’d be happy to add you to one of my circles.

Lawyers, what does your email address say about you?

Lawyer communicate by email almost as much as they do by phone or letter. Not a day goes by that I don’t get at least a handful of emails from other attorneys. What amazes me is that some attorneys are still using email services like hotmail.com or AOL.

Fifteen years ago, a lawyer with an email address of any kind was on the cutting edge. A lawyer with a “.com” email address was a rare person. Only the largest law firms, it seemed, had the financial resources to have an address like smith@lawfirm.com. As web site hosting and domain name registration became easier, other firms and lawyers began to adopt the .com email addresses.

In 2011, setting up your own .com email service is criminally easy. It’s very inexpensive, too. I’ve seen services as low as $4 per month–if that’s going to break your law practice budget, you have serious problems.

So, why should lawyers dump their hotmail.com or yahoo.com email addresses? The answer is simple: your email address is a reflection of your law practice. It is also a reflection of your success–or lack thereof. When lawyers use an email system like gmail.com, it suggests several possibilities:

  • The lawyer cannot figure out how to set up a personalized .com email service. This makes potential clients wonder what else the lawyer may not be able to figure out. Can the lawyer even use basic word processing software?
  • The lawyer cannot afford to set up the more professional service. Why can’t the lawyer afford it? Is the lawyer not good enough to get clients who pay?
  • The lawyer doesn’t care about a professional appearance. Will the lawyer show up in court wearing an old wrinkled suit?
  • The lawyer can’t provide the service that a larger law firm can.

Whether we like it or not, appearances matter. When lawyers use a service like hotmail.com, they send the message that they are not professional. That is most likely not the case (indeed, I know some lawyers using these sorts of email services who are, in fact, excellent lawyers–and I don’t hesitate to refer people to them), but some potential clients will wonder.

If you are an attorney and you’re still using aol.com or any of the other email services as your email address, it’s past time to upgrade. You need to register a domain name and set up a personalized email service. Gmail.com addresses are fine for communicating with friends and family.  Clients, however, now expect their attorneys to be in the top tier. When you use hotmail.com for your email, you’re saying you’re not even close to the top tier. If you think I’m kidding, read what knowledgeable people think about email addresses.

Take a look at your email address like it’s your letterhead. Does your letterhead say “I’m a professional lawyer” or does it say “I also own a bowling alley“?

[Disclosure: some time ago I set up a gmail account as a "mirror" email account. I forwarded all emails to this address so they would be archived and searchable. Despite my best efforts, some lawyers picked up that address and use it as my email. I wish they wouldn't for the reasons above, but I also know that address book management is low on everyone's priority list. Just please don't think I ignore my own advice.]

Why your passwords suck, and how to fix them (part one)

This is the first in a series of articles on good password practices. With hackers becoming better and better at cracking passwords, it’s up to us to protect ourselves.

Passwords are a fact of modern life. Want to check your email? Better know your password. Going to check your stock portfolio? You’ll need a password. Want to let some crook sell off your stocks and take the money? You need a better password. Have confidential information on your laptop? You need a stronger password.

Most of us probably had our first exposure to passwords as banks began to introduce the automated teller machine, or ATM. Account holders received a nice looking credit card, complete with embossed numbers and a magnetic strip. Account holders also received a four-digit personal identification number, or PIN. If you wanted to use your card at the ATM, you plugged in your PIN and voila–money was at your hands.

Four digit codes are often easy to remember. The problem is, they are also easy to crack. Most people who find a debit card on the street aren’t going to stand at the ATM and plug in all the possible PINs until one works. It takes too long to punch in 0000, 0001, 0002, 0003, 0004, 0005, 0006. With each number being one of 10 possibilities (0 through 9), there are 10,000 possible combinations. Plus, ATMs are probably programmed to “eat” the card after a set number of incorrect attempts.

Many online services today allow you to create passwords between 6 and 32 characters long. While shorter ones are easier to remember, they are vulnerable. Whether we like it or not, there are crooks in the world who will try to hack your password. Because many of us (by choice or by force) use our email address as the username, all the crook needs to do is crack your password using easily obtained software or hardware. (The second link features a homemade password cracker that churns through 28.6 billion passwords per second!).

So what makes a good password? It may be best to start by looking at what makes a lousy password. Back in 2008, a security service identified the worst 500 passwords of all time [contains some profanity]. Passwords like 12345, rosebud, porsche, and studmuffin are quite common. One of the biggest flaws with them is not only are the passwords short, they are made up of actual words in many cases. According to one resource, there are slightly over 1 million words in the English language as of July, 2011. If your password is one of them, that homemade password cracker will have your password in a nanosecond. That cannot be comforting.

Take this time to identify your various passwords and check them out using one (or more) of these measuring tools:

Notice that the same password in different measuring tools will return different results. One checker might think your password is strong while another thinks it is merely adequate.

Now that you have an idea of whether your passwords are strong, it’s time to start thinking about stronger passwords and more. Stay tuned for the next article in this series.

Congress is on vacation, so am I

This will probably be relief to many. No more political posts or tweets or Facebook notes on politics for the rest of the month. Go ahead, tempt me. :-)

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